Looking to buy a home in Seattle, Bellevue, Kirkland, Redmond, or Bothell in 2025? Even a small drop in your mortgage interest rate can save you thousands over time. In this article, I share five smart and practical ways to lower your rate, from comparing lenders to exploring alternative loan options. If you're planning to buy in the Greater Seattle area, these tips can help you make a more financially savvy move.

Interest rates play a major role in how much home you can afford. In this post, we break down how rates impact your buying power, and whether waiting for a lower rate actually makes sense.