Learn how using seller or lender credits can help you save thousands when buying a home. See how I helped a buyer negotiate $75,000 in credits to lower their interest rate, prepay costs, and save big every month.

Looking to buy a home in Seattle, Bellevue, Kirkland, Redmond, or Bothell in 2025? Even a small drop in your mortgage interest rate can save you thousands over time. In this article, I share five smart and practical ways to lower your rate, from comparing lenders to exploring alternative loan options. If you're planning to buy in the Greater Seattle area, these tips can help you make a more financially savvy move.